CaptiveStack Architecture v2 Cloudflare D1 (Live Edge Database)

Alternative Risk Transfer & Group Captive Engine

Scaffolding the foundation of CaptiveStack: replacing legacy stateful Blazor Server with a serverless edge architecture powered by Cloudflare D1 (SQLite), Drizzle ORM, and SvelteKit 2.

Active Pilot Programs
2 Eagle1 & GlassCo
Target Capital Reserves
$4.50M LOC Replacement
Seeded RBAC Identities
5 5 Role Types
Avg Combined Ratio Target
81.5% < 100% Profitable

Pilot Group Captives

Association-backed alternative risk programs targeting letters-of-credit replacement.

D1 Synced: 2 Programs
American Hole-in-One Association

Eagle1 Hole-in-One Prize Indemnity Captive

ID: prj_eagle1_pilot • Entity: Risk Retention Group Sponsor

CapitalFormation
Combined Ratio Target 78.0%
Surveys In Progress 1 Active
Legal Entity sports-prize-indemnity
Capital Reserve Allocations (LOC Alternative) 2 Facilities
LOC_Replacement $1,125,000 / $1,500,000
Yield: 6.25% interest Status: Pledged (75%)
Cash_Reserve $500,000 / $500,000
Yield: 4.5% interest Status: Funded (100%)
Intake Gate Stage 7 of 9: Capital Formation Bound Captive
GlassCo Association

GlassCo Replacement Warranty Group Captive

ID: prj_glassco_pool • Entity: 501(c)(6) Trade Association

DataCollection
Combined Ratio Target 85.0%
Surveys In Progress 1 Active
Legal Entity glass-replacement
Capital Reserve Allocations (LOC Alternative) 1 Facilities
LOC_Replacement $850,000 / $2,500,000
Yield: 5.75% interest Status: Pending (34%)
Intake Gate Stage 7 of 9: Capital Formation Bound Captive

Alternative Risk Transfer (ART) Formation Roadmap

Deterministic gating milestones for association members from risk data intake to final reinsurance binding.

01 Intake
02 Outreach
03 DataCollection
04 Review
05 Feasibility
06 ActuarialReview
07 CapitalFormation
08 Domicile
09 Bound

Feasibility Assessments & Fit Scores

Actuarial intake algorithms evaluating loss ratios, volatility premiums, and captive suitability.

Fit Score: 94 / 100 Status: Approved

Sports & Entertainment Trade Group

Contact: pilot@eagle1coverage.com

Primary Risk Concern: Volatile Prize Insurance Premiums & High Reinsurer Margins

Annual Premium $1,850,000
5-Yr Losses $620,000
Loss Ratio 33.5%
Fit Score: 88 / 100 Status: UnderReview

Mid-Market Automotive Glass Contractors

Contact: admin@glassco.org

Primary Risk Concern: OEM Windshield Part Spikes & Commercial Auto Retention

Annual Premium $4,200,000
5-Yr Losses $2,400,000
Loss Ratio 57.1%
Fit Score: 91 / 100 Status: Approved

Production Deployed Captive Test

Contact: deployed@captivestack.pages.dev

Primary Risk Concern: Cloudflare Edge Verification

Annual Premium $2,000,000
5-Yr Losses $2,500,000
Loss Ratio 25.0%

Role-Based Access Control (RBAC) Test Identities

Edge-compatible session authentication schemas with strictly defined permission scopes.

RoleRepresentative IdentityEmail AddressScope & Authority
AdminCaptiveStack System Adminadmin@captivestack.comFull platform infrastructure, migrations, and tenant onboarding.
CaptiveStackAdministratorSarah Underwriter (Platform CSA)csa@captivestack.comCross-program underwriting review, actuarial oversight, and capital reserves gating.
AssociationAdministratorDavid Vance (GlassCo Exec Director)admin@glassco.orgManages trade group members, launches campaigns, and tracks survey progress.
AssociationMemberMarcus Miller (GlassCo Dealer)marcus@autoglasspro.comSubmits loss runs, completes 11-step exposure survey, and certifies risk profile.
AdviserReviewerDr. Elena Rostova (Adviser Reviewer)elena@actuarialrisk.comThird-party actuary, legal counsel, and captive manager auditing milestones.

Cloudflare Wrangler & D1 Local Verification Commands

Terminal commands used to run and verify D1 migrations, inspect tables, and preview on Cloudflare Pages.

Wrangler v3.114.17
1. Apply Migrations to Local D1:
npx wrangler d1 execute DB --local --file=./drizzle/0000_bitter_kid_colt.sql
2. Seed Test Roles & Pilot Captives:
npx wrangler d1 execute DB --local --file=./src/lib/server/db/seed.sql
3. Query Seeded Programs via Wrangler:
npx wrangler d1 execute DB --local --command="SELECT name, stage FROM projects;"
4. Generate Next Drizzle Migration:
npm run db:generate
CaptiveStack v2

Next-generation edge infrastructure for trade association group captives, alternative risk transfer (ART) programs, and capital formation. Replaces stateful Blazor architecture with zero-disk serverless edge runtimes.

Cloudflare D1 SQLite Drizzle ORM SvelteKit 2 Runes R2 Presigned Storage

RBAC Security

  • • Admin
  • • CaptiveStackAdministrator
  • • AssociationAdministrator
  • • AssociationMember
  • • AdviserReviewer

© 2026 CaptiveStack Inc. (formerly captive8.ai). All rights reserved.

Edge-Native • No Stateful WebSockets • Zero Local Disk Storage